Swine flu precautions urged for travelers

first_imgIn light of the current threat of swine influenza in Mexico and certain US states, the Vermont Chamber Hospitality Council is urging Vermont s tourism industry to remain alert to the symptoms of the flu, while realizing that health officials are taking all necessary steps to help treat those individuals and contain the disease before it spreads.  Of the 64 cases identified nationwide, there have been no deaths reported from this influenza strain in Vermont or the US.Of course, Vermont s businesses should ensure a high level of sanitation at all times, and implement strategies and precautionary measures to protect the health and safety of employees and guests.These precautionary measures include the use of common sense to help cease the spread of swine flu, complying with food and health regulations, and seeking up-to-date facts to help make informed decisions.  The Centers for Disease Control has set up a web page with current information and resources at: http://www.cdc.gov/swineflu/(link is external).As of April 27, there have been no reported cases of swine influenza found in any public lodging facility in the US. The National Restaurant Association has set up a webpage with important swine flu information for restaurateurs at: http://www.restaurant.org/swineflu/(link is external).  It is important to note that one can not contract swine flu from eating pork.Travelers will be looking to the tourism industry to help them make these decisions, and all businesses can work together to help people continue to travel. If you do receive cancellations due to the threat of swine flu, please let us know.The Vermont Chamber continues to monitor the impact of tourism to Vermont through our partners on a federal level, including our congressional delegation, and the National Restaurant Association, American Hotel & Lodging Association, National Tour Association, and US Travel Association.last_img read more

CFPB action on deceptive advertising

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Melinda PetersonIn February, the CFPB took action against three mortgage companies, Flagship Financial Group , American Preferred Lending , and All Financial Services , for allegedly violating Regulation N, Mortgage Acts and Practices Advertising.  This rule prohibits “any person to make any material misrepresentation, expressly or by implication, in any commercial communication, regarding any term of any mortgage credit product.”While Regulation N outlines multiple prohibited representations, the CFPB addressed two in their action against these mortgage companies; misrepresenting affiliation with a government entity and misrepresenting payments.Each of these companies allegedly sent out direct mail advertisements that looked like government notices and appeared that the source of the ad was a government agency.  One contained a heading “PURSUANT TO THE FEDERAL HOUSING ADMINISTRATION (FHA) HUD No. 12-045,” and instructed recipients to call an “assigned FHA loan specialist,” while the actual name of the mortgage company was buried in the disclaimer.In addition to misrepresenting government affiliation, the CFPB alleged that one company sent out misleading advertisements regarding required payments.  The ad included a statement that “There is no monthly payment or repayment required whatsoever for as long you or your spouse live in the home.”  The CFPB considers this misleading because the borrower is still required to pay for insurance and property taxes.  Also, the loan could become due and payable upon death of the borrower, even if the non-borrowing spouse still lives in the home. continue reading »last_img read more