The need for payment speed

first_imgby: Henry MeierThe financial industry’s push for a faster more efficient payment system in this country is finally gaining some traction.  The question is: are the changes coming fast enough to satisfy consumer demand now that Apple has inserted itself into the payments system?Yesterday the Federal Reserve issued a report on updating the payments system.  It concludes that:“the U.S. payment system is at a critical juncture in its evolution. Technology is rapidly changing many elements that support the payment process. High-speed data networks are becoming ubiquitous, computing devices are becoming more sophisticated and mobile, and information is increasingly processed in real-time. These capabilities are changing the nature of commerce and end-user expectations for payment services. Meanwhile, payment security and the protection of sensitive data, which are foundational to public confidence in any payment system, are challenged by dynamic, persistent and rapidly escalating threats. Finally, an increasing number of U.S. citizens and businesses routinely transfer value across borders and demand better payment options to swiftly and efficiently do so.”The Fed’s next step is to use the report as a framework for further discussion within the financial industry about what steps can be taken to quickly implement  needed  changes.  If all this sounds a bit too slow it’s because events are quickly outpacing the Fed’s ambitions. continue reading » 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Do your credit union candidates ask these questions?

first_imgA good job candidate comes to each interview prepared to answer the standard questions he/she is likely to get asked. But what should the candidate be curious about?Being prepared to ask the right questions at job interviews is almost (if not more) important than being prepared to answer the standard ones.For one thing, it shows the interviewer that you are serious about finding a company that’s the right fit for your career goals, work style and personality.Asking smart, probing (but polite) questions also shows confidence. It subtly conveys that youare in demand, and that you have choices about where you want to work. This can actually tip things in your favor.But this is not just about interviewing tactics. After all, the whole process is about determining where you will spend the next years of your professional life. You should be curious about what type of company you may/may not be getting involved with. continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

NAFCU-sought bill on underserved areas introduced

first_imgReps. Gwen Moore, D-Wis., and Paul Cook, R-Calif., on Thursday introduced a NAFCU-sought bill that would allow credit unions of all charter types to add underserved areas to their fields of membership.“We appreciate Representatives Moore and Cook’s efforts to remove barriers that limit consumers’ access to the financial services that they need,” said NAFCU President and CEO Dan Berger. “NAFCU is pleased to see this long-overdue move to allow credit unions to serve those consumers who need their services the most.”Moore, a member of the House Financial Services Committee, announced her support for the bill during NAFCU’s Congressional Caucus in September.Currently, only credit unions with multiple-group charters are able to add underserved areas to their fields of membership. This bill, the “Financial Services for the Underserved Act,” would allow other types of credit unions to seek the NCUA Board’s approval to add such areas. 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Jokowi calls for better forest fire mitigation as peak of dry season looms

first_imgTopics : Besides utilizing technology, the President stressed the importance of creating “infrastructure for monitoring” that involved all levels of authority, including local authorities in villages. He also urged his aides to strengthen law enforcement.According to a recent study from Madani Berkelanjutan, an environmental NGO focusing on forest and land management, at least 44 percent of land and forest fires in Indonesia last year occurred in peatland.Environment and Forestry Ministry data show that 1.65 million hectares of forest and land burned in 2019, second only to the 2.61 million ha that burned during massive fires in 2015. The 2020 figure currently stands at 38,772 ha.National Disaster Mitigation Agency (BNPB) head Doni Monardo said the national task force for land and forest fires would pay special attention to peatland as peat fires could produce very thick smoke.“It could be dangerous for those who are suffering from respiratory illness, especially amid the COVID-19 pandemic,” he said.Jokowi said he had asked the relevant authorities to consistently focus on maintaining the peatland ecosystem by keeping such areas wet.In this regard, Environment and Forestry Minister Siti Nurbaya explained on Tuesday that the ministry was studying climate patterns and the emergence of hot spots, especially during the period between August and July.“We can apply weather modification [by creating artificial rain], with the help of the BMKG, the Agency for the Assessment and Application of Technology (BPPT) and the Air Force,” she said, adding that weather modification was introduced in Riau and other areas of Sumatra during a critical phase from April to May.“We will continue to do this, possibly in areas in Kalimantan too, so that the rain will provide water for the reservoirs that have been built on the peatland,” Siti said.   He further reminded his aides about the urgency of better management when dealing with forest fires in the field. “[The measures] must be well-consolidated and well-coordinated.”Jokowi said authorities needed to improve measures for identifying fire-prone areas and provide more updated information by utilizing technology to double down on monitoring and surveillance activities.“In Riau, for instance, the system used there is able to describe the ongoing situation in detail. I think other areas that have many vulnerable hot spots could follow suit,” he said.Read also: COVID-19 presents new challenges in forest fire controlcenter_img President Joko “Jokowi” Widodo has called on authorities to prepare better disaster mitigation measures ahead of the dry season in August when forest fires are more likely to occur throughout most of the archipelago.Citing a Meteorology, Climatology and Geophysics Agency (BMKG) report, Jokowi said about 17 percent of the country entered the dry season in April, while 38 percent saw the start of it in May and 27 percent in June.”Most of the regions […] will experience [the peak] of the dry season in August. We now have at least a month left to prepare,” Jokowi said during the opening of a limited Cabinet meeting in Jakarta on Tuesday.last_img read more

Ian Wright backs Arsenal to beat Tottenham and makes Pierre-Emerick Aubameyang contract prediction

first_img Arteta recalls playing for Arsenal in the North London DerbyTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 7:59FullscreenArteta recalls playing for Arsenal in the North London Derbyhttps://metro.co.uk/video/arteta-recalls-playing-arsenal-north-london-derby-2208896/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Arsenal’s bitter rivals – sitting two places behind them in 10th spot – have only managed two wins in their last 11 matches in all competitions and Jose Mourinho has faced heavy criticism, with his team scoring just five goals since season’s restart last month.AdvertisementAdvertisementADVERTISEMENTDiscussing this weekend’s Premier League clash on Optus Sports, ex-Arsenal striker Wright said: ‘My nerves are always really frayed when it comes to the north London derby simply because it was one that you did not want to lose when you were playing. I’ve never lost that sense of, “Oh gosh, here we go, we’ve got to play them” but hopefully we’ll beat them. I think it’s a good time to play them at the moment.‘The chances we created against Leicester is why I feel so confident about the game on Sunday. But they need to be more ruthless with the chances they create because it deserved more goals. If they had got more goals, then the momentum and the confidence comes with it so it would’ve been a really good one if we could have finished them off in that first half.‘Leicester were trying to press. Dani Ceballos was very good because he would get the ball and he’s the one who can play. Arsenal are not creating enough from midfield but, in this instance, because Leicester were pressing Arsenal, Arsenal were able to pass it around, get through and we saw Dani Ceballos with the first goal, it was a fantastic pass from [Bukayo] Saka to [Pierre-Emerick] Aubameyang.’ Tottenham play host to Arsenal on Sunday afternoon (Picture: Getty)Ian Wright says Arsenal’s recent performances against Wolves and Leicester in the Premier League have made him ‘confident’ about their chances ahead of the north London derby but he feels his former club need to start showing more ‘ruthlessness’ in front of goal.The Gunners looked on course to secure their fifth straight victory in all competitions on Tuesday evening as Pierre-Emerick Aubameyang put them in front at home to Leicester, but Jamie Vardy struck late to seal a point for the visitors after Eddie Nketiah’s red card.Mikel Arteta’s men will be desperate to return to winning ways on Sunday afternoon at the Tottenham Hotspur Stadium, where they face a Spurs side badly struggling for form in recent months. Advertisement Ian Wright fancies Arsenal’s chances away at Spurs (Picture: Optus Sport)Wright added: ‘It will be interesting to see if Mourinho sits off because the problem Arsenal have had is trying to break that down with the creativity from the midfield.‘He’s probably going to try and frustrate Arsenal.’ Metro Sport ReporterSaturday 11 Jul 2020 5:01 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link2.2kShares Comment Mourinho speaks before Tottenham face Arsenal in the North London DerbyTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 23:48FullscreenMourinho speaks before Tottenham face Arsenal in the North London Derbyhttps://metro.co.uk/video/mourinho-speaks-tottenham-face-arsenal-north-london-derby-2208552/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Wright believes Arteta is slowly but surely leading Arsenal back in the right direction and is convinced Aubameyang will now follow Bukayo Saka and Gabriel Martinelli in committing his future to the club.‘When Mikel was coming, one thing I knew he would do was coach our players to a certain level simply because he won’t have the capability of buying his way out of trouble at Arsenal. It has been changed slowly with what they’ve been doing,’ he continued.‘Once Arteta gets into a situation where he gets the players he wants, you can see something is happening and he’s bringing through the young players. I think Aubamayeng will sign and it’s one of those situations now where it’s going to take time but we have to be patient. What will the result be at the Tottenham Hotspur Stadium?Spurs win0%Draw0%Arsenal win0%Share your resultsShare your resultsTweet your results‘With the midfield, we need more from them and it’s something he’s trying to sort but it’s slowly happening and I’m just pleased we’re going into this Tottenham game with confidence.AdvertisementAdvertisement‘It was good for confidence to beat those teams. Going into the derby with Spurs playing Bournemouth and not even having a shot… Harry Kane who is kryptonite to us, who only needs one chance, so I believe if we can start like we did against Leicester and really put them to the sword, it could be a good day for Arsenal.’More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing ArsenalWright believes Arsenal are facing their north London rivals at the perfect time, considering the doom and gloom surrounding Spurs in recent weeks. The ex-England international said: ‘Mauricio Pochettino wanted to freshen the place up. This is the reason why he probably lost his job in the end. Those players were getting tired and sluggish, a few of them had to move on.‘And then you bring in a manager like Mourinho and you’re seeing the same old descension in there. All of a sudden, he’s digging players out, the players look sluggish, he’s blaming the players, “I’ve not got this, I’ve not got that”. It doesn’t seem like there’s a good atmosphere around there at the moment.’Follow Metro Sport across our social channels, on Facebook, Twitter and Instagram. For more stories like this, check our sport page.MORE: ‘Are you serious!?’ Arsenal star Pierre-Emerick Aubameyang’s class response to Tottenham questionMORE: Arsenal or Spurs? Paul Merson predicts who will finish higher in the Premier League next season Ian Wright backs Arsenal to beat Tottenham and makes Pierre-Emerick Aubameyang contract prediction Advertisementlast_img read more

Wolf Administration Awards First-ever ‘It’s On Us PA’ Grants to Combat Campus Sexual Assault

first_img November 29, 2016 It’s On Us PA,  Press Release,  Public Safety,  Results Harrisburg, PA – As part of his Administration’s “It’s On Us PA” campaign, Governor Tom Wolf announced today that 36 postsecondary institutions in Pennsylvania were awarded nearly $1 million in grants to address campus sexual assault.“Sexual assault has a corrosive effect on all of us,” said Governor Tom Wolf. “My administration is committed to combatting this urgent and serious epidemic, specifically on college campuses. I am proud to announce grants to Pennsylvania postsecondary institutions to increase awareness, education and resources to combat sexual assault.”The grants of up to $30,000 each were awarded to postsecondary institutions across the state – including community colleges, and independent and public 2- year and 4-year colleges and universities – to implement strategies on their campuses to address goals of the Governor’s It’s On Us PA campaign, which include:Improve awareness, prevention, reporting, and response systems regarding sexual violence in schools, colleges and universities to better serve all students.Remove/reduce barriers that prevent survivors of sexual violence from reporting and/or accessing vital resources by creating a more consistent, empowering reporting process for student survivors of gender based violence.Demonstrate significant, proactive, and sustainable leadership to change campus culture by challenging Pennsylvania’s education leaders – including college and university presidents, superintendents – as well as students, teachers, faculty, staff, families, and communities to pledge to improve their institutions’ climate.“Pennsylvania’s It’s On Us campaign is fostering discussions across the commonwealth about how we address the very serious issue of campus sexual assault,” Education Secretary Pedro A. Rivera said. “These grant recipients will implement new approaches to tackling this issue, and will develop best practices that can potentially be replicated around the state.”More than 60 applicants competed for funding. Grant awardees were selected using a blind evaluation process by a team assembled by the Department of Education. Applications were assessed using a host of criteria, including:Goals and objectives of grant proposal and alignment to the goals of the Governor’s It’s On Us PA Program;Program and activity narrative for which funding will be used including details of how the proposed program/activity will improve awareness, training, reduce or eliminate barriers for reporting or improve data collection and reporting capacity;Supporting institutions’ efforts to better understand strengths and barriers within their existing prevention, reporting, and response systems through the development, use, and/or analysis of campus climate surveys or other data including current data reported for Clery Act compliance;Detailed budget information that supports the goals and objectives of the proposal;Expected outcomes; andAccuracy of the information submitted.Programs or activities that were considered for funding included campus-wide training for students, faculty and staff; institutional campaigns to raise awareness and understanding of the reporting process and resources available to and rights of survivors of sexual violence; programs that enhance awareness of available resources and students’ rights or seek to increase mechanisms for anonymous reporting; and efforts to improve capacity to collect federal- or state-required data.The 36 institutions selected for It’s On Us PA grants are:Slippery Rock University – $14,866.00Chestnut Hill College – $28,450.00California University – $29,994.00Drexel University – $29,995.00Lincoln University – $30,000.00Pennsylvania State University – $30,000.00Indiana University – $30,000.00Northampton Community College – $29,740.00University of the Sciences in Philadelphia – $29,250.00Misericordia University – $25,400.00Millersville University – $29,994.00Temple University – $25,853.00Franklin & Marshall College- $30,000.00Point Park University – $10,265.00Shippensburg University – $27,000.00University of Pittsburgh – $12,750.00Delaware County Community College – $19,905.00Keystone College – $19,100.00Gannon University – $30,000.00The Commonwealth Medical College – $30,000.00Carlow University – $27,940.00Juniata College – $30,000.00Mount Aloysius College – $19,947.00Eastern University – $15,300.00Cabrini University – $27,200.00York College of Pennsylvania – $17,090.00Gettysburg College – $25,502.00Community College of Allegheny County – $30,000.00Wilkes University – $27,395.00University of Pittsburgh at Bradford – $28,642.00Delaware Valley University – $29,925.00Bucks County Community College – $27,975.00The University of Scranton – $16,000.00Kutztown University – $29,100.00Westminster College – $27,050.00Mercyhurst University – $30,000.00Last January Pennsylvania became the first state to launch an “It’s On Us” campaign, building from the momentum of the national campaign launched in 2014 by President Barack Obama and Vice President Joe Biden.Funding for the ‘It’s On Us PA’ grants was secured by Governor Wolf in the 2016-17 state budget to build on the campaign’s progress. Since launching the ‘It’s On Us PA’ campaign in January 2015, over 1,000 people have taken the pledge.Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf Wolf Administration Awards First-ever ‘It’s On Us PA’ Grants to Combat Campus Sexual Assaultcenter_img SHARE Email Facebook Twitterlast_img read more

CariMAN to host symposium on violence

first_img Share Share LocalNews CariMAN to host symposium on violence by: – April 10, 2012 Tweet Photo credit: browardprevention.orgThe Caribbean Male Action Network (CariMAN) Dominica Chapter Inc; an affiliate of the regional Caribbean Male Action Network, is getting prepared to host a one day symposium next week on violence in Dominica.CariMAN which is a male organization aims to create an avenue for boys and men to discuss issues that affect their lives and also to share best practices. The Dominica Chapter which was established in December 2012, launched in June 2011 and registered on February 3, 2012 also collaborates with female groups and organizations to reduce and eliminate all kinds of violence, including gender-based violence.According to a press release issued by the local chapter of CariMAN the organization “recognizes, with great concern, the increase in criminal and violent activities in our homes, schools and communities, particularly among our young males”.They also “acknowledge that many concerned individuals, groups, organizations and institutions have individually and collectively facilitated solution-oriented discussions so as to identify practical ways to reduce and ultimately eliminate crime and violence that affect, not only our citizens, but essentially visitors to our God-gifted land”.The organization therefore “firmly believes” that to “realize success in fighting crime and violence society must amalgamate its efforts and resources”.Therefore they have organized a one day symposium and have invited various individuals, groups, organizations and institutions to participate in.The symposium is scheduled to take place on Friday 20th April, 2012, from 8: 30 am to 4: 00 pm at the Public Service Union Conference Room (downstairs) on Valley Road. The release also indicates the organization’s intention “to merge our defined plans and together develop a resolute and workable National Plan of Action to address, reduce and eliminate anti-social behaviours in our nation”.The symposium will climax with a panel discussion which will “address violence and crime in relation to Youth and Education, the Law and Citizens, Spirituality, Violence against Women and the Role of Men in Ending Violence”.Dominica Vibes Newscenter_img 10 Views   no discussions Sharing is caring! Sharelast_img read more

McIlroy surges into Texas contention

first_img Press Association With the Masters just days away, the world number two shot a five-under-par 67 to follow his even-par opening round, and close in on the leaders at San Antonio. The Northern Irishman was a late entry as he desperately sought to play himself into form for Augusta, and by the looks of his second 18 holes he has done precisely that. He finished off with birdies at 16, 17 and 18 to make an already good round a quite excellent one, tying with Charley Hoffman and KJ Choi for the lowest score of the day. Rory McIlroy allayed fears about the state of his game by storming into contention at the Valero Texas Open.center_img McIlroy had a 25-foot eagle putt at the last to go into a share of the lead, and he put it close, but he would have settled for five under at the start of the round and made sure of that by tapping in from inside a foot. When McIlroy came in, Charley Hoffman, Daniel Summerhays and Steven Bowditch were in the clubhouse on six under, with Billy Horschel out on the course with the same score and three holes left. American Horschel added birdies at 17 and 18 to reach eight under for a two-shot lead after back-to-back 68s, and he has a three-stroke cushion over McIlroy. As McIlroy ascended the leaderboard, he passed Padraig Harrington going the other way. Dubliner Harrington had been four under after the opening round, just one off the lead, but at one stage in his second 18 holes he slipped back to one under. Starting on the back nine, he dropped shots at 11, 13 and 17 before repairing much of the damage on the front nine, with birdies at the sixth and ninth lifting him to a 73 and a healthier three under. McIlroy was one of six players on five under, with Brendon de Jonge, Jim Furyk, KJ Choi, Retief Goosen and Ben Kohles keeping him company. Furyk made bogey at the last, his only dropped shot of the round. First-round leaders Matt Bettencourt and Peter Tomasulo both followed their 67s on Thursday with disappointing scores of 73 to drop back to four under. Alongside Harrington on three under was Scotland’s Martin Laird after a 71, with Englishmen Brian Davis and David Lynn steady on two under after their respective rounds of 72 and 70. Ireland’s Shane Lowry also carded a 72 to be two under through 36 holes. Ian Poulter and Charl Schwartzel just made the cut at one over after shooting rounds of 75 and 73. last_img read more

Hughton happy at Norwich

first_img The ex-Newcastle and Birmingham manager, however, steered Norwich to Premier League survival last season and brought in eight players over the summer, including Dutch striker Ricky van Wolfswinkel, at a cost of around £25million. Hughton, who has been linked with the Irish job along with others such as Martin O’Neill and Roy Keane, said: “I understand my name has been mentioned along with other previous players for Ireland. It is absolutely just speculation. “I am manager of Norwich, I am extremely happy here. We spent and invested more this summer than we ever have done. I have had support from the board here. I have a group of supporters who are fanatical and want this team to do well and I have the same challenges here as the supporters and the players have. I am incredibly happy here. “There has been no official approach. We are a club I would like to think which is going in the right direction.” Hughton was coy on the question of whether he would like to manage the Republic some time in the future, not wanting to fuel any conjecture before Norwich face his former club Tottenham at White Hart Lane on Saturday. “I can only answer questions to the appropriate people which is why my decision is to talk about how happy I am here at Norwich,” said Hughton. “Anything I might say over and above that might be construed in a different way. I was very proud to play for Ireland and I always want to see Ireland winning football matches but my responsibility is here. “The club have shown great faith in me. They have spent very big in the summer. There is a project here, one started before I got here, and it is a challenge I am very much looking forward to. The Norwich boss has been linked with the Irish job vacated by Giovanni Trapattoni following the Republic’s 1-0 World Cup qualifying defeat by Austria. Hughton, who was born in England but qualified to play for the Republic through his mother, played 53 times as full-back for Ireland between 1979 and 1991. He also served as the national team’s assistant manager under Brian Kerr from February 2003 to October 2005. “There will be some very good names mentioned. I don’t know which way they will go but there won’t be any shortage of candidates. “For anybody who takes a job like that it is about timing. It is a different management philosophy (Premier League compared to international), a different week, the simple one is that it is day to day football and involvement with players (in the Premier League) and international level is not that. But it suits some people at some stage and others not.” Hughton said that he was not surprised by Trapattoni’s sacking but added: “He’s done a fantastic job there. We have to respect the fact that it is a nation that is not expected to qualify for all the championships that they enter. I am disappointed to see him go because he is a fellow manager.” Meanwhile, Norwich could see summer signing Gary Hooper make his first appearance in the squad this weekend after the former Celtic striker recovered from a shin problem. “He has trained this week and he’s fit,” said Hughton. “We will take a decision on when or if to use him, but he has come through with no problems.” Chris Hughton all but ruled himself out of the Republic of Ireland job and insisted that he wants to repay Norwich for their faith in backing him with big cash in the summer transfer window. Press Associationlast_img read more

Miami-Dade curfew to be pushed back to 11 p.m. starting next week

first_imgSouth Florida has been a little behind from reopening compared to other counties in Florida.Now, things are starting to move forward with opening back up as Palm Beach County entered Phase Two of reopening, and Miami-Dade Mayor Carlos Gimenez announced that the countywide curfew will be pushed back to 11 p.m. and that other businesses will be allowed to reopen starting next week.During a virtual press conference on Wednesday, Gimenez said Miami-Dade’s curfew will be pushed back to 11 p.m. starting Monday, Sept. 14.Gimenez also announced that other outdoor spaces will be reopening, including Zoo Miami and Jungle Island. However, social distancing and masks are still required. Most indoor activities at the zoo, Jungle Island and other outdoor amusement venues will remain closed.last_img read more